Understanding why MONDE deserves a place in both the Halal Core Growth and MONDE-Only portfolios.
Paano natin ito aayusin nang may disiplina, may tawakkul, at may respeto sa architecture ng buong ecosystem?
This post is our honest reflection on the MONDE dilemma — at kung paano natin nahanap ang tamang direksyon.
Nilalaman
1️⃣ Introduction
2️⃣ Step 1: The Easy Part
3️⃣ Step 2: The Real Conflict
4️⃣ Step 3: Purpose Overlap vs Stock Overlap
5️⃣ Step 4: The Decision
6️⃣ A Lesson We Didn’t Expect Today
7️⃣ Final Reflection
Introduction: The Moment We Realized… “Uy, Overlap na pala.”
Habang inaayos natin ang apat na live portfolios — Tactical Rotation Fund (TRF), Halal Core Growth Fund (HCGF), MONDE-Only Fund, at Ethical Turnaround Picks — bigla tayong napaisip:
“Sandali… ‘di ba may MONDE din tayo sa Tactical Rotation? At may MONDE din tayo sa Halal Core?
At magsisimula pa tayo ng MONDE-Only?”
Classic problem ng multi-portfolio management: overlap.
That moment forced us to pause and ask ourselves:
Should we keep MONDE in multiple funds…
or dapat exclusive siya sa iisang portfolio lang?
Step 1: The Easy Part — Exiting MONDE from Tactical Rotation Fund
This was straightforward.
TRF is a momentum rotation portfolio.
Halal Core is long-term halal growth.
MONDE-Only is single-stock mastery.
Magkaibang-magkaiba ang missions.
Kaya nung nakita natin ang overlap kay TRF, wala nang tanong:
Exit MONDE from Tactical Rotation Fund.
TRF is for momentum.
MONDE is for growth and conviction.
Hindi sila dapat magkasama.
Clear-cut decision. Finish.
Pero…
Doon na pumasok ang tunay na dilemma.
Step 2: The Real Conflict — Halal Core vs MONDE-Only
Habang mas iniisip natin, mas gumugulo ang everything.
If we keep MONDE inside:
-
Halal Core
-
AND MONDE-Only Fund
…magkakaroon tayo ng double exposure.
Pero if we remove MONDE from Halal Core to put it entirely in MONDE-Only…
…biglang magiging URC + WLCON na lang ang Halal Core Growth Fund.
And suddenly, kulang na ang depth ng HCGF.
Parang naputol ang isang paa sa three-legged stool.
So we asked ourselves:
“Ano ba ang totoong purpose ng bawat fund?”
And that was the turning point.
Step 3: Purpose Overlap vs Stock Overlap
Dito natin narealize ang mas malalim na lesson:
Hindi problema ang stock overlap.
Ang problema ay purpose overlap.
-
Tactical Rotation Fund → momentum
-
Halal Core Growth → long-term halal compounding
-
MONDE-Only → deep single-stock mastery
These are not duplicates.
Even if parehong MONDE, iba ang role niya sa bawat universe.
At ang pinakaimportante:
Hindi lumalabag ang overlap sa Islamic principles
(basta walang excessive uncertainty and risk concentration).
Step 4: The Decision — Keep MONDE in TWO Funds
After a long internal debate, eto ang final na hatol:
✔ Keep MONDE inside Halal Core Growth
— dahil siya’y halal, consumer staple giant, and a pillar of long-term compounding.
✔ Keep MONDE inside MONDE-Only
— dahil ito ang laboratory ng learning, cycle analysis, and deep conviction trading.
✘ Remove MONDE from Tactical Rotation Fund
— dahil hindi ito pang-momentum play dito.
At kapag tinignan mo nang mabuti…
**It’s perfectly logical.
Perfectly clean.
Perfectly aligned.**
Halal Core MONDE = para sa tahimik, disciplined long-term.
MONDE-Only MONDE = para sa deep research and cycle-based mastery.
Two MONDEs, two missions, zero conflict.
A Lesson We Didn’t Expect Today
Napaka-simple ng tanong…
pero napaka-lawak ng insight.
Today we learned:
You don’t build portfolios based on stock exclusivity.
You build them based on portfolio purpose.
And ironically,
the MONDE dilemma made our entire portfolio architecture stronger.
Ngayon, mas klaro ang direction ng lima nating series:
TRF, Halal Core, MONDE-Only, Ethical Turnaround, and Jimmy Series.
Walang nag-o-overstep.
Walang nag-aagawan ng role.
Walang naliligaw na stock.
Final Reflection — “Sometimes the market teaches you through structure.”
Hindi lahat ng lessons ay galing sa charts.
Minsan, galing siya sa portfolio conversations.
Minsan, galing sa simpleng overlap na napansin mo lang habang nagkakape.
Today’s dilemma was not about MONDE.
It was about understanding who we are as traders:
-
May halal compass
-
May conviction
-
May tactical side
-
May mastery mindset
-
May heart for small traders
-
May tawakkul in every decision
At sa gitna ng limang live portfolios…
si MONDE ang nakatulong sa atin hanapin ang natural na boundaries ng bawat isa.
Alhamdulillah for clarity.
Sa kabuuan, ang MONDE dilemma ay hindi tungkol sa stock — kundi tungkol sa identity ng bawat fund. At dahil malinaw na kung saan natin siya dapat ilugar, oras na para kumilos nang mas malaki.
The next step is decisive and structural:
i-realign natin ang Tactical Rotation Fund sa pamamagitan ng isang malaking cleanup.
Kasunod nito: RFM Joins the Halal Core.
Your official Micro Stock Trader Navigation Hub badge—use this icon to link readers to the main directory of all series and strategies.
Disclaimer: This post is for informational purposes only and should not be considered financial advice. Always do your own research before making any trading decisions.
Paalala lang: Ang post na ito ay para sa informational purposes only at hindi dapat ituring na financial advice. Laging siguraduhing gumawa ng sarili mong research bago pumasok sa kahit anong trade o investment
