May income na tayong naitala mula sa trading at dividends. Pero kapag isinama ang market value ng hawak nating shares, below total contributions pa rin ang portfolio. Ito ang ating unang Saturday weekly status—kasama ang progreso at ang mga hamong nakikita sa figures.
Report date: October 3, 2026
Last recorded transaction: October 2, 2026
Broker snapshot: October 3, 2026
Cumulative record since: December 2, 2025
Originally published: October 3, 2026 · Last updated: October 3, 2026
Links to related posts
- What is PERA?
- How Our PERA Journey Began: Pay Ourselves First
- A Long-Term Goal with an Active Method
- PERA Universe Marker Position
- Ano ang Capital Markets?
Journey: Simula ng Ating Saturday Weekly Status
Originally, balak nating gamitin ang September 30 dashboard bilang month-end update. Pero hindi natin nakuha ang corresponding broker market-value snapshot noong araw na iyon.
Para magkasama ang bookkeeping record at market valuation sa ating paliwanag, ginagamit natin ang updated transaction records through October 2 at ang broker snapshot dated October 3, 2026.
Dito natin sisimulan ang Saturday Weekly Portfolio Status.
Sa bawat report, susuriin natin ang contributions, naitalang income, cash allocation, at market value ng hawak pang shares. Ang figures sa unang report na ito ay cumulative since inception, hindi kita o loss para sa isang linggo lamang.
Record: Where Our Portfolio Stands
| Sukatan | Public dashboard figure |
|---|---|
| Total contributions | ₱217,000 |
| Portfolio book value | ₱234,000 |
| Net portfolio income | ₱18,000 |
| Income / contributions | 8.0% |
| Net realized gains | ₱13,000 |
| Dividend income | ₱5,000 |
| Cash available | ₱1,000 |
| Active positions | 29 |
| Completed trades shown in the dashboard | 313 |
Dashboard presentation note: Peso amounts are independently rounded up to the next ₱1,000. Calculations and percentages use actual, unrounded figures. Displayed amounts may not reconcile due to rounding. Broker-generated figures retain their original precision.
Ang ₱234,000 portfolio book value ay cash plus stock inventory at FIFO historical cost. Hindi ito ang kasalukuyang market value ng account.
Ang ₱18,000 net portfolio income naman ay rounded-up presentation ng income na naitala sa bookkeeping records. Hindi natin ito kinukuha sa subtraction ng dalawang rounded dashboard figures.
Income: May Naani Na sa Trading at Dividends
Dalawa ang income sources na ipinapakita sa dashboard:
| Income source | Rounded-up amount | Share of income composition |
|---|---|---|
| Net realized gains | ₱13,000 | |
| Dividends | ₱5,000 |
Sa income composition chart, 73.6% ay mula sa realized gains at 26.4% ay mula sa dividends, calculated using unrounded figures.
Mas malaking bahagi ng naitalang income ang nanggaling sa trading activity. May kasabay namang ambag ang dividends mula sa holdings.
Ang realized gains ay mula sa mga shares na naibenta na. Ang dividends ay distributions na natanggap mula sa companies o REITs na hawak natin.
Pareho silang may ambag sa ating PERA journey. Pero hindi natin ipinapalagay na magiging pareho ang laki o proportion ng kanilang contribution sa bawat reporting period.
Method: Bakit Magkasama ang Book Value at Market Value?
May dalawang magkaibang tanong na sinasagot ang ating records.
Book value: Magkano ang cash at historical cost ng natitirang stock inventory, kasama ang resulta ng transactions na naitala sa books?
Market value: Magkano ang halaga ngayon ng hawak nating shares ayon sa broker snapshot?
Puwedeng may positibong naitalang income habang below cost pa rin ang natitirang holdings. Kaya kailangan nating tingnan ang dalawang ito nang magkasama.
| Broker snapshot as of October 3, 2026 | Actual figure |
|---|---|
| Stock investment market value | ₱205,822.78 |
| Unrealized loss | −₱27,110.86 |
| Unrealized gain/loss percentage | −11.64% |
Ang investment value sa snapshot ay para sa stocks. Hiwalay dito ang cash balance.
Unrealized ang loss dahil hawak pa natin ang affected shares. Maaari pang magbago ang valuation kasabay ng presyo, pero bahagi na ito ng kasalukuyang market picture ng portfolio.
Paano Babasahin ang 8.0% at −11.64%?
Magkaiba ang sinusukat ng dalawang percentages.
| Figure | Kahulugan |
|---|---|
| 8.0% income / contributions | Cumulative recorded net income divided by total contributions |
| −11.64% unrealized gain/loss | Broker-reported loss rate ng kasalukuyang stock holdings |
| Approximately −4.5% versus contributions | Indicative total market equity shortfall relative to contributed capital |
Ang 8.0% ay hindi total portfolio return. Hindi nito kasama ang unrealized market losses ng natitirang shares.
Kapag isinama ang cash, ang indicative total market equity ay approximately ₱207,000. Batay sa underlying unrounded records, approximately ₱10,000 below total contributions ang portfolio, equivalent to about −4.5%.
Ang comparison na ito ay hindi annualized o cash-flow-adjusted investment return.
May naitalang income na nakatulong para mabawasan ang epekto ng market decline. Pero sa reporting cutoff na ito, mas malaki pa ang unrealized losses kaysa accumulated net income.
Wika nga natin sa huntahang ito, may naani na tayo—pero kasama sa pagtutuos ang kalagayan ng hawak pa.
Holdings: Saan Nakapuwesto ang Capital?
Ito ang top five positions ayon sa FIFO historical cost:
| Stock | FIFO cost, rounded up |
|---|---|
| RCR | ₱52,000 |
| MER | ₱31,000 |
| TEL | ₱26,000 |
| CREIT | ₱16,000 |
| MONDE | ₱15,000 |
Ang amounts na ito ay historical cost, hindi current market value.
Sa broker snapshot, lahat ng top five ay may unrealized losses:
| Stock | Broker unrealized gain/loss |
|---|---|
| RCR | −16.64% |
| MER | −19.19% |
| TEL | −14.63% |
| CREIT | −6.73% |
| MONDE | −9.13% |
MER ang may pinakamalaking percentage decline sa limang ito. RCR naman ang pinakamalaking position ayon sa FIFO cost, kaya malaki rin ang epekto ng price movement nito sa portfolio.
May 29 active positions, pero approximately 58.8% ng stock inventory at cost ay nasa top five, based on actual unrounded records. Hindi pantay-pantay ang capital allocation sa bawat holding.
Ang listahang ito ay portfolio documentation. Hindi ito ranking ng stocks na dapat bilhin.
Cash: Halos Fully Deployed ang Portfolio
Sa allocation chart, ang portfolio ay:
- 99.6% stock inventory
- 0.4% cash
Book-value basis ang allocation na ito.
Ipinapakita nitong halos lahat ng capital ay nakapuwesto na sa equities. Maliit ang available cash buffer sa reporting cutoff.
Mahalaga rin ang distinction sa pagitan ng cumulative income at cash available. Ang income na naitala sa buong journey ay hindi nangangahulugang ganoon din kalaki ang cash na naghihintay sa account. Maaaring nakapuwesto na ang pondong iyon sa kasalukuyang holdings.
Reflection: Ano ang Itinuturo ng Snapshot?
Tatlong bagay ang malinaw sa ating unang weekly status.
Una, regular contributions ang patuloy na pundasyon ng portfolio.
Ikalawa, may naitalang income mula sa Micro Harvesting at dividends.
Ikatlo, may unrealized losses sa natitirang holdings na kailangan ding isama sa pagtingin sa kabuuang resulta.
Ang 313 completed trades ay activity count na ipinapakita ng dashboard. Hindi natin ito binabasa bilang 313 profitable trades.
Gayundin, ang “Books Balanced” ay bookkeeping status. Ipinapakita nitong nagtutugma ang records ayon sa checks ng system; hindi nito ibig sabihin na profitable ang bawat holding.
Sa mga susunod na Saturday reports, gagamit tayo ng parehong reporting approach para makita ang changes sa contributions, recorded income, cash allocation, at market valuation.
Ito ang ating portfolio record: ang naani na, ang hawak pa, at ang patuloy nating natututuhan habang binubuo ang PERA para sa pangmatagalang layunin.
AI Use Note: We may use AI to help prepare visuals, organize ideas, or edit wording. The experiences, decisions, and opinions shared in this post are ours. We review the final content before publishing.
Shariah Compliance Advisory (Updated September 9, 2026)
The Philippine Stock Exchange (PSE) has officially confirmed that it has ceased publishing its list of Shariah-compliant securities.
In November 2025, the PSE informed Micro Stock Trader that its Shariah initiative had been temporarily paused for an internal evaluation. In a subsequent email dated September 9, 2026, the PSE clarified:
“Please be informed that PSE has officially ceased publication of Shariah-compliant securities.”
Accordingly, Micro Stock Trader will continue applying a conservative, independently screened approach to its halal-focused investment strategies, in shā’ Allāh. This screening forms part of our personal portfolio governance and does not constitute an official Shariah certification or religious ruling.
Ang aming mga post ay bahagi ng personal learning journey ng Micro Stock Trader sa securities analysis, portfolio management, at capital markets. The information, strategies, frameworks, and examples presented are for educational and documentation purposes only. They reflect our personal methodologies and experiences, do not constitute investment advice, and do not guarantee future performance.
Any discussion of interest-based instruments, conventional bonds, preferred shares, or other financial arrangements is provided solely for academic and analytical context—not as a recommendation or endorsement. Readers should perform their own due diligence and consult qualified financial professionals before making investment decisions.
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