Sa mundo ng cyclical stocks, malalim ang bagsak, mabilis ang galaw, at klaro ang mga UPL (unrealized profit (loss)) triggers para sa SDA Ladder.
Pero ngayong aktibo na nating pinag-aaralan ang mga REITs at high-yield dividend stocks — ibang laro, ibang galaw, ibang diskarte.
Kaya today, we officially launch SDA–IV: ang bagong variant ng Strategic Deep Averaging na ginawa para sa income-driven instruments na mabagal gumalaw, makipot ang range, pero malalaki ang quarterly dividends.
NILALAMAN
1️⃣ Background: Why Regular SDA Fails on REITs
2️⃣ Nature of Dividend Assets: Mabagal, Makipot, Pero May Kita
3️⃣ The Birth of SDA–IV (Income Variant)
4️⃣ The 4 Core Rules of SDA–IV
5️⃣ Rule 1: Anchor Buys (1–3 Board Lots)
6️⃣ Rule 2: Yield-Based Buying (DY Ladders)
7️⃣ Rule 3: DYM Exit Rule for Income Assets
8️⃣ Rule 4: Dividend Capture Rule (DCR)
9️⃣ Why SDA–IV Is Still 100% Board Lot Warrior
🔟 Implementation Starting Today
1️⃣1️⃣ Closing Reflection: Income is a Strategy, Not an Accident
1️⃣ Background: Why Regular SDA Fails on REITs
Ang original SDA Ladder natin ay built for volatile, trending stocks tulad ng consumer names (URC, WLCON, MONDE), cyclical industrials, o kahit ang mga speculative recovery plays.
Pero pagdating sa REITs gaya ng DDMPR:
-
Halos walang volatility
-
Makikitid ang price range
-
Dividend yield ang totoong “movement”
-
12% take-profit rarely happens
-
–5% triggers minsan inaabot ng buwan bago mangyari
Resulta:
Stagnant position + lost dividend opportunities + no SDA layering.
2️⃣ Nature of Dividend Assets: Mabagal, Makipot, Pero May Kita
Dividend assets move in a tight box:
-
52-week range minsan 5% lang
-
Yield stays between 6–10%
-
Price is slow and steady
-
Market treats them like “quarterly cash machines,” not swing trades
Meaning:
Hindi sila bagay sa deep-cycle SDA triggers.
Kailangan ay variant na nakabase sa yield, hindi sa price swing.
3️⃣ The Birth of SDA–IV (Income Variant)
SDA–IV is the upgraded system designed for:
-
REITs (DDMPR, RCR, MREIT, CREIT)
-
High-yield dividend stocks
-
Slow, stable, income-first assets
Instead of relying on UPL percentage swings, SDA–IV uses:
-
Dividend Yield movement
-
Price micro-levels
-
Dividend Capture windows
-
Adjusted exit rules (DYM)
All while keeping the sacred Board Lot Warrior principle:
“One board lot per trigger, no more, no less.”
4️⃣ The 4 Core Rules of SDA–IV
May apat lang — simple, malinaw, disiplina.
5️⃣ RULE 1 — Anchor Buys (1–3 Board Lots)
You still establish:
-
1 board lot minimum
-
Up to 3 board lots maximum
Purpose:
-
To begin earning dividends
-
To anchor your yield
-
To participate early
-
To avoid overexposure sa mabagal na instrument
6️⃣ RULE 2 — Yield-Based Buying (DY Ladders)
Since hindi gumagalaw ng –5%, –10%, –15% ang REITs, we replace UPL triggers with Dividend Yield triggers.
Buy 1 board lot every time yield increases by 0.40% to 0.50%.
Example for DDMPR (8.85% yield):
-
Anchor at ₱1.04
-
Next layer at ₱1.02
-
Next layer at ₱1.00
-
Next layer at ₱0.98 (if given)
This ensures:
-
Yield improves every layer
-
Buying stays mechanical
-
No emotions
-
No guesswork
-
Always aligned with income logic
7️⃣ RULE 3 — DYM Exit Rule for Income Assets
The classic +12% exit rule isn’t realistic for REITs.
So we use:
Dividend Yield Multiplier Exit Rule (DYM Rule)
Sell 1 board lot every time UPL reaches (Dividend Yield × 1.25–1.50)
For 8.85% yield REIT:
-
Sell at +11% (1.25×)
-
Sell at +13% (1.5×)
This matches:
-
Real movement
-
Realistic volatility
-
Income-focused nature
-
Sustainable rotation
8️⃣ RULE 4 — Dividend Capture Rule (DCR)
Optional but powerful:
Buy 1 board lot 1 week BEFORE ex-dividend date
If the price sits within –2% to –4% of your average cost.
This rule:
-
Maximizes yield
-
Converts price stagnation into dividend advantage
-
Keeps accumulation mechanical but flexible
-
Protects you from overpaying
-
Reinforces income-first discipline
9️⃣ Why SDA–IV Is Still 100% Board Lot Warrior
Even with these adjustments:
-
✔ Mechanical
-
✔ Rule-based
-
✔ 1 board lot per trigger
-
✔ Zero emotional buying
-
✔ Zero oversized positions
-
✔ Zero guessing
-
✔ Fully documented logic
-
✔ Repeatable across years
SDA–IV adapts the system to the nature of the asset,
without breaking the identity of the Board Lot Warrior.
🔟 Implementation Starting Today
Effective ngayong araw:
-
All REITs in the Subok Series
-
All high-yield dividend stocks
-
All income-driven instruments
…will shift to SDA–IV.
The original SDA (UPL-Based) remains exclusive to:
-
MONDE
-
URC
-
WLCON
-
SCC
-
DMC
-
PCOR
-
Cyclicals
-
Consumer names
-
Industrials
-
Recovery plays
This separation ensures optimal strategy per asset type.
1️⃣1️⃣ Closing Reflection: Income Is a Strategy, Not an Accident
Hindi lahat ng stock kayang sumayaw ng malalim.
Hindi lahat kayang magbigay ng +20%, +30%, +40% upline swings.
But REITs?
They give you income — steady, predictable, reliable.
SDA–IV honors that nature.
And today, we finally have a disciplined, mechanical, Board Lot Warrior–approved system designed for dividend investors.
Income is not luck — it’s a strategy.
And SDA–IV makes it repeatable.
📌 Important Update: Shariah Compliance Status (As of November 26, 2025)
This note will remain in all Micro Stock Trader posts until further official guidance is released.
The Philippine Stock Exchange (PSE), through its Corporate Communications Office, has formally confirmed that the entire Shariah initiative has been temporarily paused. According to the PSE’s official email reply, the Exchange is currently conducting a thorough evaluation of the program’s impact, and no updated list of Shariah-compliant securities will be released until this internal review is completed.
As a result:
-
The last officially recognized Shariah-compliant list remains the most recent published roster before the pause.
-
All halal-based strategies within the Micro Stock Trader ecosystem—including the Halal Core Growth Portfolio, Ethical Turnaround Picks, and all Shariah-filtered investment frameworks—will continue to operate under a conservative, self-screened approach using:
-
business activity screens,
-
financial ratio filters, and
-
publicly available Shariah guidance from global Islamic indices.
-
-
We will maintain extra caution and transparency in labeling any stock as halal-friendly during this pause.
This update serves as an ongoing advisory to the community. Once the PSE resumes official Shariah screening or publishes new guidance, this note will be updated or removed accordingly, in shā’ Allāh.
Your official Micro Stock Trader Navigation Hub badge—use this icon to link to the main directory of all series and strategies.
Disclaimer: This post is for informational purposes only and should not be considered financial advice. Always do your own research before making any trading decisions.
Paalala lang: Ang post na ito ay para sa informational purposes only at hindi dapat ituring na financial advice. Laging siguraduhing gumawa ng sarili mong research bago pumasok sa kahit anong trade o investment
Home | Tactical Live Portfolio Launch | Tactical Live Portfolio Tracker
