As we enter Category 4, Micro Harvesting evolves into a CSSC-informed ecosystem for application, portfolio operation, performance testing, and monetization.
Originally published: July 20, 2026 · Last updated: July 28, 2026
CSSC Learning Series Index | Module 1 ▶︎ |
Micro Harvesting began with a simple idea: small capital should not have to remain idle while waiting to become large.
Through board lots, anchor positions, refill ladders, harvest zones, disciplined reinvestment, and gradual capital accumulation, Micro Harvesting gave us a practical way to operate within the limitations of a retail trader.
That original framework remains valid.
We are not retiring Micro Harvesting 1.0.
We are not replacing it.
We are transitioning into another operating layer because the nature of our portfolio problem has changed.
In our updated framework on the Seven Categories of Stock Traders Based on Buying Power, Category 4 is the Portfolio Builder, managing approximately ₱500,001 to ₱5 million in buying power.
We are already operating within this category.
At this stage, the challenge is no longer simply how to complete another board lot, establish an initial position, or produce a small harvest.
The portfolio must now balance several competing objectives:
- productive capital;
- personal liquidity;
- dry powder;
- capital allocation;
- portfolio construction;
- risk governance;
- and continued compounding.
That change creates the need for Micro Harvesting 2.0.
This page therefore serves three purposes:
- to document our transition from MH 1.0 to MH 2.0;
- to introduce the structure and purpose of the MH 2.0 ecosystem; and
- to serve as the central, continuously updated index of MH 2.0 content.
Why We Are Transitioning to MH 2.0
Capital growth does not merely allow a trader to buy more shares.
It changes the problems that the trader must solve.
During the early stages of Micro Harvesting, the main question was:
How can we make limited capital productive?
As we entered Category 4, the question became:
How can the portfolio provide present liquidity while preserving enough capital, dry powder, and productive capacity for continued growth?
This is a substantially different problem.
A Category 4 Portfolio Builder must begin deciding:
- how much capital should remain undeployed;
- how much should be reserved for recurring personal liquidity;
- which stocks should generate dividends;
- which stocks should provide rotation opportunities;
- which positions should serve as long-term anchors;
- when a technically valid entry should still be rejected;
- how overdeployment should be repaired;
- and where the next available capital block should go.
The portfolio can no longer be treated as a collection of independent stock positions.
A technically attractive setup in one stock may still be unsuitable when the position is already overdeployed.
A harvest may occur because of a regular liquidity requirement rather than because the technical thesis has ended.
A dividend may be better used to fund another qualified stock instead of being automatically reinvested into the company that paid it.
These are no longer merely trade-level decisions.
They are portfolio-governance decisions.
That is the Category 4 environment from which MH 2.0 is emerging.
Seven Categories of Stock Traders Based on Buying Power: Updated
This post defines the capital stages behind the transition and explains why Category 4 marks the beginning of the Portfolio Builder stage.
Micro Harvesting 1.0 Remains the Foundation
Micro Harvesting 1.0 remains especially useful for Categories 1 to 3:
- Starter Trader;
- Single-Position Builder; and
- Concentrated Portfolio Trader.
At these stages, the dominant constraint is capital scarcity.
A trader may still be learning market mechanics, building a first meaningful position, or trying to construct a defensible portfolio using limited buying power.
The essential questions remain straightforward:
How can limited capital be deployed productively?
How can a meaningful position be built gradually?
How can small harvests be generated and reinvested?
How can concentration be governed when broad diversification is not yet practical?
MH 1.0 answers these questions through a relatively simple position-building architecture:
- begin with accessible board lots;
- establish an anchor position;
- deploy through planned layers;
- recognize harvest opportunities;
- reinvest gains;
- preserve capital;
- and allow the position to grow over time.
MH 1.0 does not become obsolete simply because MH 2.0 now exists.
Categories 1 to 3 continue to exist, and the original framework remains appropriate for the problems encountered at those stages.
The best version of Micro Harvesting is not automatically the newest version.
It is the version appropriate to the trader’s current capital stage and dominant governance problem.
MH 1.0 builds the position.
MH 2.0 develops the wider knowledge and portfolio ecosystem around it.
What Micro Harvesting 2.0 Means
Micro Harvesting 2.0 is the CSSC-informed and monetization-oriented evolution of the Micro Harvesting ecosystem.
It integrates what we are learning from the PSE–Ateneo Certified Securities Specialist Course into our actual:
- portfolio governance;
- capital allocation;
- trade documentation;
- performance measurement;
- framework development;
- and content strategy.
MH 2.0 is not simply a more complicated trading system.
It is a structure for transforming formal securities education into:
- applied portfolio rules;
- documented operating decisions;
- measurable performance data;
- reusable frameworks;
- educational content;
- and eventually, monetizable intellectual property.
This does not mean selling stock tips, promising returns, or presenting individual trades as recommendations.
The larger opportunity is to transform our learning and actual operating experience into useful assets such as:
- educational articles;
- portfolio templates;
- calculators;
- trackers;
- dashboards;
- case studies;
- workshops;
- courses;
- and governance tools.
In MH 1.0, the portfolio itself was the primary productive machine.
In MH 2.0, the knowledge generated through operating the portfolio may also become a productive asset.
Our progression can be summarized as:
Learn → Apply → Operate → Measure → Refine → Monetize
Level Up: Approved for the 17th PSE–Ateneo Certified Securities Specialist Course
This marks the beginning of the CSSC learning journey that eventually led to the development of MH 2.0.
The Three Pillars of Micro Harvesting 2.0
MH 2.0 will be organized into three major content pillars:
- CSSC Learning Series
- MH Application Series
- MH Operator Journal
Each pillar performs a different role.
The CSSC Learning Series documents the source of the knowledge.
The MH Application Series translates that knowledge into Micro Harvesting governance.
The Operator’s Journal tests the resulting concepts through actual portfolio operation.
1. CSSC Learning Series
The CSSC Learning Series contains our module-numbered posts.
These articles document what we learned from each part of the Certified Securities Specialist Course and how the lessons changed our understanding of investing, trading, valuation, risk, and portfolio management.
The purpose is not to reproduce course presentations or reveal material that may involve intellectual-property restrictions.
Instead, these posts focus on:
- the major concepts that stood out;
- what challenged our previous assumptions;
- what became relevant to Micro Harvesting;
- what remained outside the MH investment universe;
- and how each module contributed to our growth as a portfolio operator.
The CSSC Learning Series establishes the educational foundation of MH 2.0.
It explains where the knowledge came from before that knowledge is interpreted and integrated into the Micro Harvesting ecosystem.
The complete module list is included below so this page can serve as the permanent index of our CSSC journey. Hyperlinks will be added as the corresponding articles become available.
CSSC Learning Series Index
- Module 1 — Organization of Financial and Equities Markets
Read the Module 1 post - Module 2 — Analysis and Use of Financial Statements
Read the Module 2 post - Module 3 — Quantitative Methods of Finance
Read the Module 3 post - Module 4 — Macroeconomics
Read the Module 4 post - Module 5 — Fundamental and Technical Analysis
Read the Module 5 post - Module 6 — Valuation
Read the Module 6 post - Module 7 — Risk Management
Read the Module 7 post - Module 8 — Raising Capital in the Capital Markets
Read the Module 8 post - Module 9 — Fixed Income and the Bond Market
Read the Module 9 post - Module 10 — Introduction to Derivatives
Read the Module 10 post - Module 11 — Portfolio Management
Read the Module 11 post - Module 12 — Securities Regulation
Read the Module 12 post - Module 13 — Ethics in the Professional Asset Management Industry
Post forthcoming — hyperlink to be added. - Module 14 — Recent Developments in the Capital Markets
Post forthcoming — hyperlink to be added.
This index will be updated as new module reflections are published. The module sequence will remain complete even while some entries are still awaiting their corresponding posts.
Browse the Level Up Series
Browse all CSSC-related posts
2. MH Application Series
The MH Application Series contains our CSSC-aware Micro Harvesting posts.
These articles answer the practical question:
What happens when a CSSC concept is brought into the actual Micro Harvesting ecosystem?
This is where formal learning becomes operating architecture.
The CSSC Learning Series explains what we learned.
The MH Application Series explains what we changed, refined, adopted, rejected, or began testing because of it.
Possible areas of application include:
- valuation-led capital allocation;
- portfolio construction;
- the MH Investment Policy Statement;
- concentration and diversification;
- technical analysis as a deployment gate;
- portfolio rebalancing;
- liquidity governance;
- dividend harvesting;
- risk-adjusted performance;
- deployment ceilings;
- dry-powder policy;
- and functional stock roles.
The purpose is not to copy textbook frameworks mechanically.
CSSC concepts must first be interpreted and reconciled with the characteristics of Micro Harvesting and the realities of a personal Philippine common-equity portfolio.
Not every concept taught in CSSC automatically becomes part of MH.
Micro Harvesting remains governed by its own Investment Policy Statement. Its active universe is limited to Philippine-listed common equities unless a future policy revision expressly authorizes something else.
Some CSSC lessons may therefore be adopted directly.
Others may be modified.
Some may improve our understanding without becoming part of the active strategy.
That process of interpretation, adaptation, and integration is the purpose of the MH Application Series.
MH Application Series Index
The following subjects are already developing or planned:
- The Micro Harvesting 2.0 Investment Policy Statement
- Valuation-Led Capital Allocation
- Portfolio Roles by Volatility Group
- TMA Gate Score
- Liquidity Governance
- Dividend Harvesting Architecture
- Deployment and Overdeployment Controls
- Portfolio Rebalancing
- Dry-Powder Governance
- Harvest Allocation Policy
- Performance Measurement Beyond Realized Gains
Published articles will be linked here as the series expands.
Browse Micro Harvesting Governance Posts
Browse Capital Allocation Posts
3. MH Operator Journal
The MH Operator Journal is the evidence and validation pillar of MH 2.0.
It documents actual trades and portfolio decisions according to the specific setup, framework, or governance rule behind them.
This is not intended to become a simple chronological trade diary.
A diary records what happened.
The MH Operator Journal must also explain:
- what setup was present;
- what the original thesis was;
- what action the framework permitted;
- what action we actually took;
- what portfolio constraints affected the decision;
- whether the rules were followed;
- what happened afterward;
- and what lesson the outcome produced.
The Operator’s Journal allows us to move from opinion to evidence.
It also requires us to separate concept performance from operator performance.
A trade may produce a profit even though the rules were violated.
That is a favorable financial outcome, but it is not necessarily proof that the framework worked.
A trade may produce a loss even though the framework was followed correctly.
That is a framework loss, but it does not automatically make the decision irrational.
A no-trade decision may also become a governance success when it prevents:
- unnecessary overdeployment;
- premature entry;
- weak technical exposure;
- or the depletion of dry powder.
The central question is therefore not merely:
Did the trade win?
The more important question is:
Did the setup produce a repeatable advantage when applied according to its rules?
Setup-Based Series Within the MH Operator Journal
The MH Operator Journal will be organized around specific setups, frameworks, or governance concepts.
Each concept may have its own continuing series.
Possible examples include:
- Bollinger Reversion Series
- TMA (Trend-Momentum Alignment) Gate Score Series;
- Strategic Retracement Averaging Series;
- Bollinger Reversion Series;
- SDA Refill Series;
- SDA Harvest Series;
- Dividend Harvester Series;
- Liquidity-Driven Harvest Series;
- and Deployment Repair Series.
This structure prevents fundamentally different decisions from being mixed into one undifferentiated win-loss record.
A TMA technical test probe should not automatically be measured in the same way as:
- an SDA refill;
- a dividend-harvester accumulation;
- a liquidity-driven sale;
- or a valuation-led long-term allocation.
Each setup must first be evaluated according to its own purpose and rules.
The first formal setup-based study under the Operator’s Journal will be the Bollinger Reversion Series.
TMA Gate Score Series
The Trend-Momentum Alignment or TMA Gate Score uses four core technical indicators:
- the 50-day simple moving average;
- the EMA-200 ribbon;
- MACD;
- and RSI.
Each indicator is translated into a mechanical score.
The total score then produces a decision band such as:
- Buy or Add
- Technical Test Probe
- Hold or Watch
- Wait
- Avoid Add or Harvest Watch
Volume analysis may provide an additional contextual layer, but it does not automatically replace the mechanical gate decision.
The purpose of the TMA Gate Score Series is not merely to publish charts that appear attractive in hindsight.
Its purpose is to determine whether the concept produces a repeatable advantage when applied consistently.
The study may track:
- total completed trades;
- wins;
- losses;
- breakeven outcomes;
- open studies;
- valid no-trade decisions;
- win rate;
- average gain;
- average loss;
- payoff ratio;
- expectancy;
- average holding period;
- maximum favorable movement;
- maximum adverse movement;
- results by score band;
- results by volatility group;
- results under different volume conditions;
- execution quality;
- and governance-compliance rate.
A technically valid TMA setup may still be rejected because of:
- stock-level overdeployment;
- portfolio-level overdeployment;
- insufficient dry powder;
- an upcoming liquidity requirement;
- position-size limitations;
- or another governance constraint.
That does not necessarily invalidate the setup.
It demonstrates that a technical signal must operate inside a wider portfolio-governance system.
Browse TMA Gate Score Posts
Stock Studies Within the TMA Gate Score Series
The TMA Gate Score Series will contain continuing Stock Studies.
Each stock evaluated under the framework may develop its own sequence of journal entries.
Examples include:
- ICT Stock Study;
- URC Stock Study;
- CREC Stock Study;
- MYNLD Stock Study;
- RFM Stock Study;
- and other securities evaluated using the TMA Gate Score.
The purpose of a Stock Study is to preserve continuity.
A single chart cannot explain the full operating history of a position.
A continuing Stock Study may document:
- the initial TMA score;
- the original thesis;
- the first permitted action;
- the actual entry;
- subsequent reassessments;
- changes in momentum;
- volume conditions;
- additional entries;
- rejected entries;
- harvest decisions;
- liquidity-driven sales;
- thesis confirmation;
- thesis invalidation;
- and the final outcome.
The hierarchy will therefore be:
Micro Harvesting 2.0
→ MH Operator Journal
→ TMA Gate Score Series
→ Stock Study
→ Journal Entry
An ICT post may appear as:
TMA Gate Score Series: ICT Stock Study
Entry 01 — Strong Alignment on Very Low Volume
A later article may continue the same study:
Entry 02 — Liquidity-Driven Harvest Despite a Strong Technical Score
Each Stock Study will gradually produce its own performance history.
The results from all Stock Studies may then be aggregated to evaluate:
- the performance of the setup on each stock;
- the performance of the setup within each volatility group;
- and the overall effectiveness of the TMA Gate Score.
Stock Study Index
TMA Gate Score Series
- ICT Stock Study
- URC Stock Study
- CREC Stock Study
- MYNLD Stock Study
- RFM Stock Study
New Stock Studies will be added as trades and assessments become part of the formal journal.
Micro Harvesting 2.0 Content Index
This page will serve as the canonical and continuously updated index of Micro Harvesting 2.0.
CSSC Learning Series
Module-numbered posts documenting our experience and key learnings from the Certified Securities Specialist Course.
- Module 1 Organization of Financial and Equities Markets
- Module 2 Analysis and Use of Financial Statements
- Module 3 Quantitative Methods of Finance
- Module 4 Macroeconomics
- Module 6 Valuation
- Module 7 Risk Management
- Module 8 Raising Capital in the Capital Markets
- Module 9 Fixed Income and the Bond Market
- Module 10 Introduction to Derivatives
- Module 12 Securities Regulation
- Module 13 Ethics in the Professional Asset Management Industry
- Module 14 Recent Developments in the Capital Markets
MH Application Series
Posts translating CSSC knowledge into MH governance, architecture, rules, and tools.
- MH Investment Policy Statement
- Valuation-Led Capital Allocation
- Portfolio Roles by Volatility Group
- TMA Gate Score
- Liquidity Governance
- Dividend Harvesting Architecture
- Deployment and Overdeployment Controls
- Portfolio Rebalancing
- Dry-Powder Governance
- Harvest Allocation Policy
MH Operator Journal
Actual portfolio decisions organized according to the setup or governance concept being tested.
TMA Gate Score Series
- ICT Stock Study
- URC Stock Study
- CREC Stock Study
- MYNLD Stock Study
- RFM Stock Study
Future Setup Series
- Strategic Retracement Averaging Series
- Bollinger Reversion Series
- SDA Refill Series
- SDA Harvest Series
- Dividend Harvester Series
- Liquidity-Driven Harvest Series
- Deployment Repair Series
Only setups that have been formally defined and documented will be promoted into their own Operator’s Journal series.
From Portfolio Operation to Future Possibilities
The three-pillar structure gives MH 2.0 room to grow beyond portfolio operation.
For now, the focus is on documenting selected lessons, applications, decisions, and results as the framework develops.
What may come from this body of work will be allowed to emerge in its proper time.
MH 2.0 Is a Transition, Not a Replacement
We are transitioning into MH 2.0 because we are already operating within Category 4.
The portfolio must now do more than accumulate shares and wait for harvest zones.
It must:
- provide regular liquidity;
- preserve dry powder;
- manage several stock roles;
- control overdeployment;
- allocate capital deliberately;
- document decisions;
- measure setup performance;
- and continue growing despite withdrawals.
These are Category 4 problems.
That is why a Category 4 operating layer is now necessary.
But MH 1.0 remains part of the ecosystem.
It continues to serve Categories 1 to 3, where the dominant challenge is still building capital and establishing defensible positions.
MH 2.0 does not erase the original path.
It begins where that path has brought us.
Final Perspective
Micro Harvesting 1.0 taught us how to make small capital productive.
Micro Harvesting 2.0 will explore how formal securities education, portfolio experience, disciplined documentation, and performance measurement can make both capital and knowledge productive.
The transition can be summarized simply:
MH 1.0 builds the position.
MH 2.0 builds the knowledge ecosystem around the portfolio.
One remains the foundation.
The other becomes the next operating layer.
We are not leaving Micro Harvesting behind.
We are bringing it with us into Category 4.
Start with the capital-stage framework
Seven Categories of Stock Traders Based on Buying Power: Updated
Understand why Category 4 creates a different set of portfolio, liquidity, and capital-allocation problems.
Level Up: Approved for the 17th PSE–Ateneo Certified Securities Specialist Course
Read the post that started the formal learning journey behind MH 2.0.
Explore the CSSC Learning Series
- Browse all CSSC and Level Up posts
Explore MH Governance
- Browse Micro Harvesting governance posts
Follow the Operator’s Journal
- Browse TMA Gate Score and stock-study posts
Index-page note:
This is a living cornerstone page. New CSSC Learning posts, MH Application articles, setup-based Operator’s Journal series, Stock Studies, and journal entries will be added as the MH 2.0 ecosystem develops.
The PSE has confirmed that its Shariah screening program is currently paused, with no new lists to be released until their internal review is completed. Although news outlets reported quarterly updates up to mid-2025, these later lists are no longer accessible on the PSE website.
For now, the PSE’s Shariah-Compliant Securities page and all past lists have been removed from the public website. The December 24, 2024 list is the last official version in Micro Stock Trader’s possession, downloaded before the page was taken down, although other investors may still hold later copies such as the reported July 4, 2025 release.
All halal-focused strategies under Micro Stock Trader will use a conservative, self-screened approach until official guidance resumes, in shā’ Allāh.
This post is for educational and documentation purposes only. It is not investment advice. Perform your own due diligence and consult qualified financial professionals before making investment decisions. All strategies, frameworks, and examples described here reflect the personal methodologies of Micro Stock Trader and are not guarantees of future performance.
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