December 2, 2025
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Introduction
Today was one of the most important turning points sa SDA journey natin. URC closed at ₱63.30, and while reviewing our recent activity, we saw very clearly why our initial SDA ladder broke down:
hindi dahil mali ang strategy, but because we executed it against our own rules.
The good news? We caught the issue early.
And the better news? We created a clean, structured, and disciplined reset plan—one that will finally allow true SDA mastery to take place.
NILALAMAN
Introduction
1️⃣What We Discovered in Our Self-Analysis
2️⃣Our Key Realizations
3️⃣The Reset Plan We Prepared Today
4️⃣The Fresh Fund: URC SDA Mastery Fund — Phase 1
5️⃣What We Intend to Do Tomorrow (December 3, 2025)
6️⃣Moving Forward
7️⃣Closing Reflection
1. What We Discovered in Our Self-Analysis
While going through the URC records, isang consistent na pattern ang lumitaw:
We were afraid of missing the bottom.
Kahit may ladder, kahit may anchor, kahit may plan—we ended up overloading Layer 1 with 5,200 shares, far beyond the intended 550. Because of this:
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naubos ang bala,
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hindi nag-act ang deeper layers,
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napwersa tayong magbenta sa unang exit zone,
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na-disrupt ang anchor price,
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at nawala ang rhythm ng SDA execution.
In short:
Our plan was strong.
Our discipline was not.
And this is normal. SDA is designed to expose emotional tendencies. Today, we acknowledged them. Tomorrow, we correct them.
2. Our Key Realizations
A. Fear disguised as decisiveness leads to overbuying
Hindi dahil greedy tayo, kundi dahil gusto nating “makasakay agad.” But SDA does not reward early aggressiveness—it rewards structured patience.
B. A ladder only works if each level fires properly
No system can function when Layer 1 alone absorbs almost the entire position.
C. A clean mental reset is better than forcing old layers to behave
Kaya we decided:
the old URC position is locked; the new one starts fresh.
**D. The real mastery of SDA is not the math…
but the surrender to process.**
3. The Reset Plan We Prepared Today
To make this reset truly clean and disciplined, we prepared a brand-new SDA Accumulation Ladder built specifically for our fresh ₱35,000 capital. This ladder will follow URC all the way down using a new anchor at ₱63.30, with five equal layers that fire only when their exact price zones are reached. No combining layers, no over-sizing, and no emotional shortcuts—this is pure, textbook SDA execution. Below is the official accumulation ladder of the URC SDA Mastery Fund — Phase 1.
✅ UPDATED URC SDA Mastery Fund — ₱35,000 Fresh Accumulation Ladder
Anchor Price: ₱63.30
Total Capital: ₱35,000
Purpose: Clean discipline, no mixing with old URC position
Allocation: ₱7,000 per layer
Layer 1 — ₱63.30 to ₱61.95
Allocation: ₱7,000
Approx. Shares: 110
Trigger: First opportunity intraday tomorrow within this zone.
Layer 2 — ₱61.90 to ₱59.95
Allocation: ₱7,000
Approx. Shares: 110
Trigger: Activate only if price breaks below ₱61.90.
Layer 3 — ₱59.90 to ₱58.20
Allocation: ₱7,000
Approx. Shares: 120
Trigger: Mid-downcycle zone; execute only when reached.
Layer 4 — ₱58.10 to ₱56.30
Allocation: ₱7,000
Approx. Shares: 120
Trigger: Deep downtrend support; high-discipline layer.
Layer 5 — ₱56.20 to ₱54.50
Allocation: ₱7,000
Approx. Shares: 130
Trigger: Capitulation zone; strongest reward zone.
Target Total Shares:
110 + 110 + 120 + 120 + 130 =
➡️ 590 shares total under the ₱35,000 ladder.
Execution Rules:
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No anticipatory buying.
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No oversizing.
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No combining layers.
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Fire only when URC touches the exact price zone.
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This ladder exists independently of your old URC position.
We made the bold and correct decision to freeze our existing 2,650 shares of URC.
These will exit only when the SDA Exit Ladder is hit.
Then, we created a NEW, PURE, UNCONTAMINATED SDA system with a clean ₱58,000 starting capital.
This new plan has:
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a new anchor at ₱63.30
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five equal allocation layers
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no overlapping with the old position
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no re-anchoring confusion
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strict discipline per layer
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the same exit ladder for both old and new shares
This reset achieves the most important goal:
We removed emotional baggage from URC
and restored pure mechanical execution.
4. The Fresh Fund: URC SDA Mastery Fund — Phase 1
Today, we officially launched a new internal fund:
URC SDA Mastery Fund — Phase 1 (₱35,000 Restart)
A clean, disciplined version of SDA built for one purpose:
mastery through correct execution.
Layered at equal ₱7,000 allocations, the new ladder follows URC all the way down with no fear, no hesitation, no guessing—just pure adherence to system.
This is the first time we will do SDA EXACTLY AS DESIGNED.
5. What We Intend to Do Tomorrow (December 3, 2025)
Tomorrow, we begin again.
A. Enter the market calmly
No rush, no panic, no FOMO.
We wait for URC’s intraday dip or first movement within the Layer 1 range.
B. Execute Layer 1 ONLY
Strictly within ₱63.30 to ₱61.95.
No deviations, no oversizing, no “baka ito na ang bottom.”
C. Treat each layer as a pledge
Only fire when triggered.
Never fire early.
Never add extra.
D. Update the trade journal honestly
Every buy has a purpose.
Every purpose must be recorded.
E. Recommit to discipline
SDA mastery begins not with buying…
but with obeying.
Tomorrow is not about finding the perfect price.
It is about proving to ourselves that we can finally follow a plan—steadily, patiently, without emotional shortcuts.
6. Moving Forward
We now walk into the next URC cycle with clarity:
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The old URC position will recover through the exit ladder.
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The new URC SDA Mastery Fund will accumulate properly from the top down.
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Our decisions today have restored balance, structure, and confidence in the Halal Core Growth Portfolio.
This is our fresh start.
This is our disciplined start.
This is SDA done right.
7. Closing Reflection
Today, we faced our weaknesses honestly.
And instead of feeling defeated, we accepted it as part of the process.
This is how real traders grow.
This is how long-term portfolios become stronger.
This is how we become better stewards of the blessings entrusted to us.
We begin again tomorrow—
with humility, with patience, and with the renewed intention to follow our system faithfully.
Bismillah.
📌 Important Update: Shariah Compliance Status (As of November 26, 2025)
This note will remain in all Micro Stock Trader posts until further official guidance is released.
The Philippine Stock Exchange (PSE), through its Corporate Communications Office, has formally confirmed that the entire Shariah initiative has been temporarily paused. According to the PSE’s official email reply, the Exchange is currently conducting a thorough evaluation of the program’s impact, and no updated list of Shariah-compliant securities will be released until this internal review is completed.
As a result:
The last officially recognized Shariah-compliant list remains the most recent published roster before the pause.
All halal-based strategies within the Micro Stock Trader ecosystem—including the Halal Core Growth Portfolio, Ethical Turnaround Picks, and all Shariah-filtered investment frameworks—will continue to operate under a conservative, self-screened approach using:
business activity screens,
financial ratio filters, and
publicly available Shariah guidance from global Islamic indices.
We will maintain extra caution and transparency in labeling any stock as halal-friendly during this pause.
This update serves as an ongoing advisory to the community. Once the PSE resumes official Shariah screening or publishes new guidance, this note will be updated or removed accordingly, in shā’ Allāh.
📌 Shariah Compliance Advisory (Updated Nov 26, 2025)
The PSE has confirmed that its Shariah screening program is currently paused, with no new lists to be released until their internal review is completed. Although news outlets reported quarterly updates up to mid-2025, these later lists are no longer accessible on the PSE website.
For now, the PSE’s Shariah-Compliant Securities page and all past lists have been removed from the public website. The December 25, 2024 list is the last official version in Micro Stock Trader’s possession, downloaded before the page was taken down, although other investors may still hold later copies such as the reported July 4, 2025 release.
All halal-focused strategies under Micro Stock Trader will use a conservative, self-screened approach until official guidance resumes, in shā’ Allāh.
Disclaimer
This post is for educational and documentation purposes only. It is not investment advice. Perform your own due diligence and consult qualified financial professionals before making investment decisions. All strategies, frameworks, and examples described here reflect the personal methodologies of Micro Stock Trader and are not guarantees of future performance.
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