Thursday, July 24, 2025

Cash Reserve / Sadqah Buffer — Subok ng Puso Series #7

Micro Stock Trader Blog | ₱100,000 Allocation | Rizq, Resilience, and Readiness

Illustrated banner titled “Cash Reserve / Sadqah Buffer — Subok ng Puso Series #7,” featuring a cash bag, crescent and star, open hands holding coins, a checklist, and a coin jar over a golden-orange textured background.
A warm, faith-inspired illustration for Series #7 of the Subok ng Puso, Hindi Lang ng Strategy series. Symbolizes the role of cash reserves and intentional giving, featuring icons like a money bag, crescent moon and star, open hands, and a jar of coins.


📅 Petsa ng Paglalathala: July 24, 2025
🌙 Series #7 of 7 | Subok ng Puso, Hindi Lang ng Strategy Series


Source: PSE Circular CN-2025-0001, “Updated List of Shariah-Compliant Securities,” issued January 8, 2025, covering the period ending December 25, 2024. Screening conducted by IdealRatings, Inc. and published by the Philippine Stock Exchange (www.pse.com.ph).


📌 Objective:

To maintain spiritual discipline and financial humility by leaving room—intentionally—for:

  • 📉 Market patience

  • 🤲 Giving opportunities

  • ⚠️ Emergency trades

  • 🛑 Delayed entry signals

  • 💔 Life’s unplanned tests

This fund is not for stock picks.

This is for the moments when you choose not to act, because the best decision is sometimes to wait, or give.


✅ Rationale:

Bakit tayo naglaan ng ₱100,000 na hindi gagalawin?

Because in the market—and in life—there are days when:

✔️ The market is unclear — and waiting is wiser than rushing.
✔️ A better price appears — and you need dry powder for that tactical add.
✔️ A brother needs help — and you want to give, not just trade.
✔️ Your heart is tested — and you remember this portfolio is not just for profit.

This is a faith-based financial buffer — anchored in tawakkul, and deployed only with conscience and clarity.


💰 Capital Allocation

Entire ₱100,000 is held in cash, fully unassigned to any stock.

🔒 No pressure to deploy.
🤲 Ready to give.
Ready to wait.
🛑 Ready to walk away from greed.


🌱 Final Reflection

Sa dulo ng lahat ng analysis, trades, and strategies—
nasa puso pa rin ang tunay na tanong:

“Kaya mo bang hindi gumalaw, kahit may capital ka—dahil ang pinaka-tamang galaw ay ang maghintay?”

This Cash Reserve / Sadqah Buffer is our way of answering:
Yes. We can wait.
Yes. We can give.
Yes. We can surrender to Allah’s timing.
Because not all rizq is found in price action. Some are found in patience. Some in giving. Some in saying not yet.


🌌 Series Wrap-Up: Subok ng Puso, Hindi Lang ng Strategy

This series was never just about portfolio construction.
It was about conviction. Restraint. Principle.

Whether it was halal growth, passive income, or tactical action—
Lahat ay sinubok, hindi lang ng utak, kundi ng puso.

We end not with a trade, but with tahimik na kapital—ready to respond to the market, or to a need beyond the market.

Because in this blog, and in this heart—

"Subok ng Puso, Hindi Lang ng Strategy."


Disclaimer: This post is for informational purposes only and should not be considered financial advice. Always do your own research before making any trading decisions.

Paalala lang: Ang post na ito ay para sa informational purposes only at hindi dapat ituring na financial advice. Laging siguraduhing gumawa ng sarili mong research bago pumasok sa kahit anong trade o investment.


Subok ng Puso Series Recap — Tap to Explore the Whole Journey

🎯 7-Part Portfolio Series of a Muslim Retail Stock Trader. Combining Disciplined Strategy with Deep Conviction.

📌 Complete Line-Up:

Micro Stock Trader Blog
Ang Inyong Batangueñong Retail Stock Trader
BOARD LOT WARRIOR DASHBOARD

Mainam Basahin: Batangueñong Trade Mindset Series

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GAWLOO: Ang Lugawang May Sarap ng Southeast Asia — Gawa ng Batangueñong Galing Abroad

Kung taga-Rosario, Batangas ka at nag-crave ka ng lugaw na may level-up na twist—eto na ang sagot sa panalangin ng sikmura mo: GAWLOO, The Southeast Asian Congee Experience.

Kung taga-Rosario, Batangas ka at nag-crave ka ng lugaw na may level-up na twist—eto na ang sagot sa panalangin ng sikmura mo: GAWLOO, The Southeast Asian Congee Experience.

GAWLOO, The Southeast Asian Congee Experience facade

📍 Matatagpuan sa V. Escaño St., Brgy. C, Rosario Batangas, si GAWLOO ay hindi lang basta kainan — isa siyang kwento ng pangarap, passion, at panlasang umikot sa Asia.


GAWLOO, The Southeast Asian Congee Experience Dine-In

Ang may-ari, si Jay Ubana, ay isang Batangueñong cook na nagtrabaho sa Singapore at Dubai ng 12 taon. Sa dami ng napuntahan niyang bansa—Hong Kong, Taiwan, Singapore—natutunan niyang i-appreciate ang iba't ibang bersyon ng congee. “Paborito talaga ng mga Pinoy ang lugaw,” wika ni Jay, “Kahit anong oras, kahit anong pakiramdam—masarap maglugaw.”

⭐ Lasa't Alaala sa Bawat Higop

Hindi lang basta lugaw, kundi southeast Asian-inspired congee na may toppings na mala-ulam sa sarap:

Kung taga-Rosario, Batangas ka at nag-crave ka ng lugaw na may level-up na twist—eto na ang sagot sa panalangin ng sikmura mo: GAWLOO, The Southeast Asian Congee Experience.

GAWLOO, The Southeast Asian Congee Experience facade

🍲 Seafood Gawloo at Lechon Gawloo — ang kanilang best-sellers na puwedeng pang-breakfast o pang-dinner.

🍛 Mix & Match Toppings: Tuwalya, Chicharon Bulaklak, Atay, Chicken, Fried Tokwa at iba pa.

🍗 Rice Meals tulad ng Chao Fan with Pork Siomai, Chicharon Bulaklak, o Lechon Kawali — swak sa mga ayaw ng sabaw pero gusto pa rin ng siksik sa lasa.

🧋 Drinks? May Black Gulaman at Lychee para pampawi ng uhaw habang humihigop ka ng mainit-init na lugaw.

💸 Presyo na Kayang-Kaya

Hindi mo kailangang bumyahe pa sa abroad para matikman ang ganitong congee—₱80 lang ang Small Bowl na may 1 Topping, at kung mas gutom ka, may Large Bowl for ₱90. Pwede ka ring magpa-top up ng 2, 3 o 4 na toppings para sa ultimate lugaw overload!

🤳 Para sa mga G na umorder online

Pwede kang magpa-deliver! Text o tawag lang sa 09397785658. Hanapin lang ang GAWLOO sa Facebook para sa menu at updates.


Sa totoo lang, sa bawat higop ng lugaw sa GAWLOO, parang may yumayakap sa’yo—maalala mo si Nanay o si Lola na nagluluto ng lugaw tuwing masama ang pakiramdam mo. Ngayon, kahit wala si Nanay sa tabi mo, may GAWLOO ka sa Rosario.

Supportahan natin ang lokal! Tikman ang lugaw na may kwento. Tikman ang GAWLOO.

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