Micro Stock Trader: Halal Core Growth Portfolio

Micro Stock Trader Blog | ₱400,000 Allocation | Long-Term Halal Growth Picks

Banner image titled “Halal Core Growth Portfolio — Subok ng Puso Series #3” featuring logos of MONDE, URC, and WILCON with a tagline “Subok ng Puso, Hindi Lang ng Strategy” and a mosque icon on a beige background.

Series #3 of the Subok ng Puso, Hindi Lang ng Strategy series featuring the ₱400,000 Halal Core Growth Portfolio allocation to MONDE, URC, and WLCON.

📅 Petsa ng Paglalathala: July 24, 2025
🪙 Series #3 of 7 | Subok ng Puso, Hindi Lang ng Strategy Series

📌 Objective:

This portfolio seeks long-term growth from fundamentally strong, ethically aligned, and ideally Shariah-compliant businesses. Hindi lang basta technical setup ang basehan—pinag-isipan din kung saan nanggagaling ang kita, at kung ito ba ay halal ang pinagmulan.

🔎 Stock Selection

After careful filtering based on ethical screens, Shariah compliance considerations, and growth prospects, we handpicked the following:

🥣 MONDE (Monde Nissin Corporation) — ₱150,000

A global leader in halal-certified food products like Lucky Me!, SkyFlakes, and Quorn. With an expanding international footprint and consistent brand strength, MONDE fits perfectly in a long-term, halal-oriented core portfolio. 📦✅

Monde Nissin Corporation (MONDE) Weekly Chart as of July 15, 2025 – Buy or Sell Decision Using the Hybrid 10-Step Strategy

3️⃣ Layered Accumulation Plan (₱150,000 Capital | 1 Board Lot = 100 Shares)

Ang goal natin: gradual, risk-managed buildup habang hinihintay ang full breakout confirmation. Hati-hati ang allocation para maka-react kung bumagsak o umakyat ang presyo.

Layer 1 – Tactical Watchlist Entry
🔹 Buy 400 shares @ ₱7.90 = ₱3,160
🔹 Rationale: Test positioning habang di pa kumpirmado ang breakout
🔹 Allocation: ₱6,000 (4% of total capital)

Layer 2 – Breakout Confirmation Entry
🔹 Buy 1,000 shares @ ₱8.50 = ₱8,500
🔹 Rationale: Confirmed breakout above resistance, enter with stronger conviction
🔹 Allocation: ₱17,000 (11.3%)

Layer 3 – Retest Support Entry
🔹 Buy 1,000 shares @ ₱7.50 = ₱7,500
🔹 Rationale: Bounce confirmation sa dating resistance na naging support
🔹 Allocation: ₱15,000 (10%)

Layer 4 – Reversal Confirmation Zone
🔹 Buy 1,200 shares @ ₱7.20 = ₱8,640
🔹 Rationale: Higher low formation, conviction signal
🔹 Allocation: ₱18,000 (12%)

Layer 5 – Full Breakout Scaling
🔹 Buy 2,000 shares @ ₱8.90 = ₱17,800
🔹 Rationale: Sustained breakout move above ₱8.80
🔹 Allocation: ₱20,000 (13.3%)

Layer 6 – Pullback Opportunity Post-Breakout
🔹 Buy 2,000 shares @ ₱8.00 = ₱16,000
🔹 Rationale: Market dips back to breakout zone
🔹 Allocation: ₱16,000 (10.7%)

Layer 7 – Dip Buying Zone (Undervalued Opportunity)
🔹 Buy 2,500 shares @ ₱6.90 = ₱17,250
🔹 Rationale: Last-chance buying if price drops to strong support
🔹 Allocation: ₱17,250 (11.5%)

Remaining Capital Buffer
🔹 ₱32,290 reserved for future re-entries, capital protection, or other opportunities
🔹 Equivalent to ~21.5% of total capital

📌 Total Committed Capital: ₱117,710
📌 Remaining Cash: ₱32,290

4️⃣ Phased Exit Plan (Target-Based Profit-Taking)

Target 1 – Partial Exit
🔹 Sell 2,000 shares @ ₱8.80 = ₱17,600
🔹 Rationale: First resistance level, secure partial profit
🔹 % Exit: 20% of total shares accumulated

Target 2 – Major Partial Exit
🔹 Sell 3,000 shares @ ₱9.80 = ₱29,400
🔹 Rationale: Second resistance zone hit
🔹 % Exit: 30%

Target 3 – Full Exit Zone
🔹 Sell 3,000 shares @ ₱10.90 = ₱32,700
🔹 Rationale: Strong resistance and long-term recovery target
🔹 % Exit: 30%

Remaining 20% – Optional Long-Term Hold
🔹 Hold remaining 2,000 shares if momentum continues above ₱11.00
🔹 Rationale: For potential extended trend move or dividend participation

Summary Notes

✅ Upgraded for ₱150,000 Capital
✅ Flexible Scaling Plan – May tactical, breakout, retest, at pullback layers
✅ Phased Exit Strategy – Targets set around ₱8.80, ₱9.80, and ₱10.90
✅ Buffer Kept Intact – Cash reserve maintained for agility at 21.5%

Final Note from Ang inyong Batangueñong Retail Trader
Bilang mga ethical long-term traders, hindi lang tayo basta bumibili sa hype. We observe, validate, and then position with purpose. Ang MONDE ay posibleng nasa yugto ng muling pagbangon—pero ‘wag nating pangunahan ang galaw. Sundan ang plano, respetuhin ang risk, at lagi tayong maghanda kung sakaling di umayon ang trend sa inaasahan.

🍬 URC (Universal Robina Corporation) — ₱150,000

While not 100% halal-certified, URC remains primarily in food and beverage manufacturing, and most of its revenue sources do not violate Shariah principles. We apply a level of ijtihad here—considering its low haram exposure and potential to be an ethical long-term play. 💹💼

💸 Upgraded Layered Accumulation Plan (₱150,000.00 Capital)

Gagamitin natin ang Layered Accumulation Strategy para mas maingat pero flexible tayong makaposisyon habang sumusulong ang trend. Sa ganitong halaga, puwede tayong kumuha ng hanggang 5 layers at maglaro sa kombinasyon ng test buys, breakout adds, at confirmation re-entries.

Layer 1 – Tactical Test Buy
✅ ₱94.00
Already executed for 1,000 shares = ₱94,000 allocation
(Initial Buy - 62.7% of total capital. Aggressive dahil may volume confluence at MA breakout.)

Layer 2 – Add on Pullback or Base Formation
📌 ₱90.00–₱91.00
Possible re-entry kung bumalik at mag-hold sa MA8 or prior support
Position: 1,000 shares (₱90K–₱91K)
Allocation: ~20–25%
Note: Monitor candles – dapat may consolidation confirmation.

Layer 3 – Breakout Momentum Add-on
📌 ₱96.00–₱98.00
Add kapag may follow-through at clear breakout from short-term base
Position: 1,000 shares (₱96K–₱98K)
Allocation: up to 20%
Reminder: Wag habulin ang biglang sipa – antayin ang volume confirmation.

Layer 4 – Recovery Continuation Confirm Add-on
📌 ₱100.00–₱102.00
Position: 1,000 shares (₱100K–₱102K)
Add kapag clear na ang trend and above key short-term resistance
Use only if may solid base + continuation candle

Layer 5 – Mini-Base Re-Entry (Optional)
📌 ₱92.00–₱93.00, if nag-range ulit after initial breakout
Position: 1,000 shares (₱92K–₱93K)
Optional allocation: ~10%
Use as tactical re-entry if nag-flatline sa taas ng ₱90 without reversal.

🎯 Phased Exit Plan (Profit-Taking Strategy)

Ang kita ay hindi lang sinasalo—pinaplano. Here’s our exit roadmap para hindi maging emosyonal ang trade at masunod ang ating objective-based selling:

🎯 Target 1 – Partial Trim
📌 ₱106.00
Reason: First major resistance + round number + favorable risk-reward
Exit 30% of total position here

🎯 Target 2 – Major Partial Exit
📌 ₱115.00
Reason: Near long-term fib/valuation ceiling + key psych resistance
Exit 40% of position

🎯 Target 3 – Final Exit / Review Zone
📌 ₱123.00–₱125.00
Optional full exit or trailing strategy
Monitor price behavior at this level; trail stop if trend remains strong

✅ Final Tactical Portfolio Allocation Strategy – ₱150,000.00 Plan Summary

Initial Buy Executed: ₱94 x 1,000 = ₱94,000
Remaining Capital for Adds: ₱56,000 (for 1–2 more board lots)
Plan:
- Add 1 lot near ₱90 pullback
- Add 1 lot on ₱96–₱98 breakout
- Optional 1 lot if price confirms ₱100 continuation
Exit Plan:
- Trim at ₱106
- Major profit at ₱115
- Final hold-or-sell review at ₱123–₱125

💡 Reminder from Your Batangueñong Trader:
Sa disiplina ng layering at tamang exit, hindi natin kailangang habulin ang merkado. Sa halip, tayo ang pipili ng eksaktong pagkakataon—may plano, may saysay.

🛠️ WLCON (Wilcon Depot Inc.) — ₱100,000

Retail and construction supply chain na walang bahid ng haram. Wilcon's expanding network and growing demand for home improvement make it a clean, halal-aligned growth story. A low-drama stock with compounding potential. 🏗️🧱

✅ Rationale

Bakit sila?

✔️ Consumer resilience: Lahat sila ay may strong consumer demand, kahit sa panahon ng inflation o crisis.
✔️ Halal-aligned operations: Walang direct exposure sa interest-based finance, liquor, gambling, or pork.
✔️ Brand-driven compounders: Habang tumatagal, lumalalim ang moat.
✔️ Stable financials: Consistent earnings, strong balance sheets, and ethical operations.

Ito ang mga kumpanyang pwedeng paglaanan ng loob at panahon, hindi lang ng pera.

💰 Suggested Capital Allocation

🟢 MONDE – ₱150,000
🟢 URC – ₱150,000
🟢 WLCON – ₱100,000

We opted for a slightly higher weight on MONDE and URC due to their larger scale, deeper moats, and higher long-term potential, while WLCON plays the role of a niche compounder with a cleaner, retail-centric business.

🌱 Final Reflection

Sa dulo, hindi lang basta tanong kung kikita ba ang stock. Ang tanong din ay:

“Kaya ko bang panindigan ang pagkakakitaan ko, sa harap ng sarili ko, at sa harap ni Allah ﷻ?”

This Halal Core Growth Portfolio is our humble answer to that question.
It’s an attempt to build wealth that isn’t just strategic—but also responsible, intentional, and clean in source.

Because in the end…

"Subok ng Puso, Hindi Lang ng Strategy."

—

📌 Next in the Series:
Series #4 — SHARIAH-COMPLIANT DIVIDEND / REIT PORTFOLIO
Stay tuned as we explore the power of passive halal income through dividends and REITs.

Disclaimer: This post is for informational purposes only and should not be considered financial advice. Always do your own research before making any trading decisions.

Paalala lang: Ang post na ito ay para sa informational purposes only at hindi dapat ituring na financial advice. Laging siguraduhing gumawa ng sarili mong research bago pumasok sa kahit anong trade o investment.